Verdictly
Verdict-Plaintiff
Harris County • 2018

Texas Jury Awards $8,023 in Underinsured Motorist Claim

One driver collided with another driver's vehicle, causing injuries and property damage. The injured driver filed a claim with their insurance company for underinsured motorist coverage. The insurance company disputed the claim, arguing limitations on liability and damages. A jury found in favor of the injured driver, awarding damages for medical expenses and pain and suffering.

Case Information Updated: October 2025

Back to cases
Back Strain / Soft Tissue
Rear-end
Motor Vehicle Negligence

Case Outcome

Outcome
Verdict-Plaintiff
Amount
$11,740
County
Harris County, TX
Resolved
2018

Injury & Accident Details

Injury Type
Back Strain / Soft Tissue
Accident Type
Rear-end
Case Type
Motor Vehicle Negligence

Case Overview

A motor vehicle accident occurred on January 4, 2016, when another driver negligently collided with the plaintiff's vehicle, resulting in bodily injuries and property damage. The plaintiff, who held an underinsured motorist policy with Allstate Fire and Casualty Insurance Company, sought recovery from the at-fault driver. After finding the at-fault driver's insurance insufficient, the plaintiff filed a claim with Allstate on April 4, 2016, seeking compensation for past and future medical expenses, physical pain and suffering, mental anguish, and associated legal costs.

Allstate defended against the claims, asserting policy limitations on liability. The insurer argued the plaintiff failed to establish damages legally recoverable from an underinsured motorist and contended that medical expense recovery was limited to amounts actually paid or incurred, referencing a state civil code. Allstate also claimed credit or offset for payments made by or on behalf of the alleged underinsured motorist.

The case proceeded to trial, concluding with a jury verdict on June 12, 2018. The jury found in favor of the plaintiff, awarding $9,023.00 for past medical care expenses and $1,500.00 for past physical pain, totaling $10,523.00. After a Personal Injury Protection (PIP) offset, the damages were reduced to $8,023.00. The court additionally awarded the plaintiff $376.00 in taxable court costs and $841.87 in pre-judgment interest, with post-judgment interest set at 5% compounded annually. A final judgment was entered on July 6, 2018.

VerdictlyTM Score

95
/100
Highly Fair

This outcome aligns very well with similar cases

This score is calculated by analyzing injury type, accident details, geographic location, temporal trends, and comparing against 2,000+ similar cases in our database.

Need results like this for your case?

Share your situation and we'll connect you with experienced motor vehicle accident attorneys who have handled cases like this in Harris County.

Similar cases you may find useful

Handpicked by matching injury type, accident details, and outcome to this case.

$9,020
Verdict-Plaintiff
Back Strain / Soft Tissue
Rear-end
Motor Vehicle Negligence

An individual filed a negligence lawsuit following a rear-end collision that occurred on October 25, 2011, in Houston, Texas. The plaintiff, a 36-year-old mechanic, was stopped at the intersection of Wallisville Road and Main Street, waiting to make a left turn, when the defendant's vehicle struck the rear of the plaintiff's car. The plaintiff alleged the defendant was negligent by failing to control speed, maintain a proper lookout, and properly apply brakes. The plaintiff claimed the collision caused injuries to his cervical, thoracic, and lumbar spine, including disc bulges and a disc protrusion. The defendant denied all allegations of negligence and injury, asserting that the plaintiff's own comparative or contributory negligence caused the accident. A jury found the defendant negligent and awarded the plaintiff $9,020 in compensatory damages.

Harris County • 2015
View full case
$30,003
Verdict-Plaintiff
Back Strain / Soft Tissue
Rear-end
Motor Vehicle Negligence

On March 13, 2012, a plaintiff was injured in a multi-vehicle collision while driving in slow traffic near Highway 59 in Houston, Texas. The defendant driver reportedly swerved into the plaintiff's lane, striking a vehicle behind the plaintiff, which then collided with the rear of the plaintiff's slowing car. The plaintiff subsequently filed a vehicular negligence action. The plaintiff alleged the defendant was negligent in failing to maintain a proper lookout, operating a vehicle unsafely, and failing to apply brakes in a timely manner, which led to injuries including to the chest, neck, back, and a partial to full thickness tear of the right rotator cuff. The defendant denied all allegations of negligence and injury. Following the proceedings, the court found the defendant negligent and that this negligence caused harm to the plaintiff. The plaintiff was awarded $10,000 for past pain and suffering, $10,000 for past disfigurement, and $10,003 for past medical expenses, totaling $30,003.

Harris County • 2015
View full case
Undisclosed
Verdict-Defense
Back Strain / Soft Tissue
Rear-end
Motor Vehicle Negligence

On November 14, 2011, a rear-end collision occurred on the Katy Freeway in Houston, Texas. The plaintiff had stopped her vehicle in the left lane due to traffic when the defendant's vehicle struck it from behind. The plaintiff alleged the collision caused sprains and strains to her cervical and thoracic spine and left shoulder. The lawsuit claimed the defendant was negligent by traveling at an excessive speed, failing to maintain an assured clear distance, and failing to brake in a timely manner. Initially, the defendant argued the plaintiff made a sudden stop, which prevented avoidance. However, prior to trial, the defendant stipulated liability for the collision. The dispute then focused on the extent of the plaintiff's injuries, with the defendant maintaining that the plaintiff was not seriously injured and any alleged injuries were pre-existing. A jury found that the plaintiff did not suffer any serious or permanent injury in the collision.

Harris County • 2015
View full case
$563,003
Verdict-Plaintiff
Back Strain / Soft Tissue
Rear-end
Motor Vehicle Negligence

On September 19, 2013, a front-seat passenger in a sedan was injured when the vehicle was rear-ended by a 15-passenger van on Interstate 37 Frontage Road in Corpus Christi, Texas. The plaintiff, a carpenter, subsequently filed a lawsuit against the van driver and the driver's employer, alleging vehicular negligence and claiming the collision aggravated a pre-existing back injury. The plaintiff reported immediate back pain that worsened the following day, leading to an emergency room visit. An orthopedic surgeon later confirmed the collision aggravated a pre-existing degenerative disc disease. The plaintiff, who had a non-debilitating history of back pain, underwent physical therapy, steroid injections, and ultimately a two-level lumbar fusion. Treating physicians testified the collision necessitated surgery and affected his ability to perform manual labor. The plaintiff sought damages for past and future medical costs, lost wages, and pain and mental anguish. While the defendants did not dispute negligence for the collision, they contested causation and the extent of injury. The defense argued the impact was minor, noting the police report indicated no immediate injuries and the van was traveling at low speed. Defense experts opined the plaintiff's back problems were attributable to his pre-existing degenerative condition, not the accident, and that he would sustain no wage loss. Following a five-day trial, the jury found the defendant driver negligent and determined his negligence was a factual cause of the plaintiff's injuries. The jury awarded the plaintiff $563,003 in damages. The court subsequently added $32,257.69 for pre-judgment interest and court costs, resulting in a total judgment of $595,360.46 for the plaintiff.

Nueces County • 2015
View full case
$16,500
Verdict-Plaintiff
Back Strain / Soft Tissue
Rear-end
Motor Vehicle Negligence

A plaintiff filed a lawsuit alleging negligence after a defendant's vehicle struck the plaintiff's automobile, causing the rear window to shatter. The plaintiff claimed to suffer neck and back injuries, diagnosed as cervical and lumbar sprain/strain, and reported ongoing back spasms and pain despite physical therapy. The defendant denied the negligence allegations, disputed liability, and challenged the nature, extent, and damages associated with the plaintiff's alleged injuries. The case proceeded to trial in Texas. Following deliberations, the jury returned a verdict in favor of the plaintiff, awarding $16,500 in damages.

Collin County • 2015
View full case