Texas Judge Awards $11,572 for Defaulted Retail Contract
One company filed a lawsuit against another person for defaulting on a vehicle loan. The company claimed the person owed a balance after the vehicle was repossessed and sold. The case went to trial, and the court ruled in favor of the company, awarding them the principal balance, court costs, and attorney's fees.
Case Information Updated: October 2025
Case Outcome
- Outcome
- Verdict-Plaintiff
- Amount
- $11,571
- County
- Harris County, TX
- Resolved
- 2020
Injury & Accident Details
- Injury Type
- Other
- Accident Type
- Other
- Case Type
- Motor Vehicle Accident
Case Overview
The plaintiff filed a lawsuit on July 2, 2019, alleging the defendant defaulted on a retail installment contract and promissory note for a motor vehicle. The vehicle's repossession and sale left a deficiency balance of $10,238.91. The plaintiff claimed ownership of the debt via assignment from a previous holder and sought the principal balance, court costs, post-judgment interest, and attorneys' fees.
The plaintiff moved for default judgment, but the court did not consider the motion after the defendant filed an answer. The case proceeded to a bench trial, which concluded with a judgment in favor of the plaintiff on June 11, 2020. The court awarded $10,238.91 for the principal balance, $332.89 for court costs, and $1,000.00 in attorney's fees, plus post-judgment interest at 5.0% annually.
Following the judgment, the plaintiff filed a motion for turnover relief under Texas Civil Practices and Remedies Code 31.002 as part of collection efforts. However, the plaintiff later withdrew this motion, and the turnover action was dismissed for want of prosecution. The original judgment remained in effect.
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