Harris County Court Issues Defense Verdict in Uninsured Motorist Claim
One driver filed a lawsuit against their insurance company after a car accident. The driver claimed they were rear-ended by another vehicle, causing injuries and vehicle damage. The driver sought benefits under their uninsured/underinsured motorist policy. The insurance company denied liability and damages, raising several defenses. The case involved mediation and a continuance before being resolved by a consent judgment in favor of the insurance company.
Case Information Updated: October 2025
Case Outcome
- Outcome
- Settlement
- Amount
- Undisclosed
- County
- Harris County, TX
- Resolved
- 2024
Injury & Accident Details
- Injury Type
- Other
- Accident Type
- Rear-end
- Case Type
- Motor Vehicle Accident
Case Overview
In August 2023, an individual was involved in an automobile accident on I-10 near TC Jester in Harris County, Texas, when their vehicle was rear-ended by an uninsured or underinsured driver. The plaintiff alleged significant bodily injuries requiring medical attention and vehicle damage. In September 2023, the plaintiff, a beneficiary of an uninsured/underinsured motorist (UM/UIM) contract, filed a lawsuit against State Farm, alleging the insurer had effectively refused their claim. The plaintiff sought a declaratory judgment regarding the policy and compensation for physical pain, mental anguish, medical expenses, lost wages, and property damage.
State Farm filed an answer in November 2023, denying the allegations of damages and liability. The defendant asserted that conditions precedent to recovery had not been met, that the plaintiff lacked legal entitlement to recover from the at-fault driver, and that the uninsured driver's negligence was not the sole proximate cause of the accident. State Farm also denied the extent of the plaintiff's claimed injuries and damages and sought credit for any available liability insurance or Personal Injury Protection benefits paid.
The court appointed a mediator, and the case underwent a continuance in February 2024 to allow for additional depositions and mediation. State Farm later moved to quash the deposition of its corporate representative, arguing its irrelevance before liability and damages were determined in the underlying accident. The case concluded on June 25, 2024, through a consent judgment. The court ruled in favor of State Farm, with the plaintiff taking nothing.
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