Eastern Louisiana Jury Issues Defense Verdict in Auto Crash
One driver's vehicle collided with another driver's vehicle. The second driver allegedly sustained injuries requiring surgery and causing permanent nerve damage. The second driver's spouse claimed loss of consortium. The case involved insurance policy limits and a dispute over the adequacy of the settlement. The jury found that the injured driver did not prove their injuries were legally caused or worsened by the accident, and the spouse did not prove loss of consortium.
Case Information Updated: October 2025
Case Outcome
- Outcome
- Verdict-Defense
- Amount
- Undisclosed
- County
- Dallas County, LA
- Resolved
- 2017
Injury & Accident Details
- Injury Type
- Cervical Disc Injury
- Accident Type
- Other
- Case Type
- Motor Vehicle Negligence
Case Overview
A motor vehicle accident occurred in Louisiana when a vehicle operated by one individual collided with an automobile driven by the plaintiff. The plaintiff driver allegedly sustained significant injuries, including nerve damage affecting breathing and lungs, requiring immediate cervical surgery. The plaintiff driver's spouse also claimed a loss of consortium. The at-fault driver's insurance paid its $50,000 policy limit, but the plaintiffs deemed this inadequate to cover the extensive losses.
The plaintiff driver and spouse then filed an insurance and bad faith and vehicular liability action against Privilege Underwriters Reciprocal Exchange (PURE), their own insurer, in the 24th Judicial District Court, Parish of Jefferson. They asserted claims for negligence, loss of consortium, and breach of the uninsured/underinsured motorist provisions of their policy, alleging PURE failed to tender a fair sum despite receiving extensive medical documentation. PURE removed the case to the U.S. District Court for the Eastern District of Louisiana.
PURE denied the allegations, asserting affirmative defenses that included failure to state a claim, failure to mitigate damages, and comparative fault. After a trial, a jury found that the plaintiff driver and spouse had not proven by a preponderance of the evidence that the injuries to the plaintiff driver were legally caused or worsened by the motor vehicle accident. The jury also found that the plaintiff spouse had not proven a sustained loss of consortium.
The court subsequently entered judgment in favor of PURE and dismissed the case with prejudice.
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