Court Dismisses Credit Card Debt Case for Want of Prosecution
One bank sued an individual for an unpaid credit account balance. The bank alleged the individual accepted credit services but failed to repay the full amount. The individual filed a general denial. After a bench trial, the court ruled in favor of the bank, awarding the outstanding balance and costs. The case was later dismissed for want of prosecution.
Case Information Updated: October 2025
Case Outcome
- Outcome
- Verdict-Plaintiff
- Amount
- $16,464
- County
- Harris County, TX
- Resolved
- 2024
Injury & Accident Details
- Injury Type
- Other
- Accident Type
- Other
- Case Type
- Motor Vehicle Accident
Case Overview
American Express National Bank initiated a lawsuit in January 2017 against the defendant, seeking to recover an unpaid credit account balance. The plaintiff alleged the defendant obtained a credit account, accepted services, and failed to repay the outstanding balance despite demands. American Express sought $16,464.20, plus legal costs.
The defendant filed a general denial in January 2018, demanding strict proof of the plaintiff's allegations. The case proceeded to a bench trial, and in September 2018, the court ruled in favor of American Express, awarding the bank $16,464.20 as the outstanding balance, along with costs. The defendant subsequently filed a Motion for New Trial in October 2018, arguing the evidence presented was legally and factually insufficient to support the judgment.
Despite the initial judgment and a later motion by American Express in March 2020 to appoint a post-judgment receiver to satisfy the debt, the case was ultimately dismissed for want of prosecution in December 2023. A related turnover action was similarly dismissed in March 2024.
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