Court Awards $11,055 in Auto Loan Default Judgment
One company sued another for failing to pay for a vehicle purchased on a retail installment contract. The vehicle was repossessed and sold, but a balance remained. The court found in favor of the company that sued, awarding them the remaining balance, court costs, and attorney fees.
Case Information Updated: October 2025
Case Outcome
- Outcome
- Verdict-Plaintiff
- Amount
- $11,055
- County
- Harris County, TX
- Resolved
- 2020
Injury & Accident Details
- Injury Type
- Other
- Accident Type
- Other
- Case Type
- Motor Vehicle Accident
Case Overview
A motor vehicle retail installment contract, originally executed on September 2, 2015, became the subject of a lawsuit after the defendant allegedly defaulted on payments. The vehicle was repossessed and sold at auction on January 12, 2017, which resulted in a deficiency balance of $9,824.49. The account was subsequently assigned to the plaintiff, Troy Capital LLC, on September 20, 2017. The plaintiff filed a lawsuit on September 26, 2019, seeking to recover the outstanding balance.
The defendant filed a general denial on June 18, 2019, but did not assert any counterclaims. The plaintiff sought payment of the deficiency balance, court costs, post-judgment interest, and attorney's fees. Although the plaintiff initially moved for a default judgment, the case later proceeded to a non-jury trial via video conference on June 3, 2020. Following a bench trial on August 12, 2020, the court rendered judgment in favor of the plaintiff, Troy Capital LLC. The court awarded $9,824.49 for the deficiency balance, $330.83 for court costs, and $900.00 for attorney's fees, along with post-judgment interest at 5.0% per annum, for a total award of $11,055.
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