Baytown Court Awards $14,473 in Auto Loan Default Judgment
One party filed a lawsuit alleging the other party defaulted on a retail installment sale contract for a motor vehicle. The plaintiff claimed the defendants failed to make payments, resulting in an unpaid balance. After attempts to serve the defendants and their attorney withdrawing, the defendants failed to file a written answer. Following a bench trial, a default judgment was entered in favor of the plaintiff.
Case Information Updated: October 2025
Case Outcome
- Outcome
- Verdict-Plaintiff
- Amount
- $14,473
- County
- Harris County, TX
- Resolved
- 2019
Injury & Accident Details
- Injury Type
- Other
- Accident Type
- Other
- Case Type
- Motor Vehicle Accident
Case Overview
Troy Capital LLC filed a lawsuit in November 2018 against two defendants in Baytown, Texas, alleging they defaulted on a retail installment sale contract for a motor vehicle. The plaintiff, as the successor creditor to Chrysler Capital, claimed the defendants failed to make required payments, resulting in an unpaid balance of $12,849.89. Troy Capital LLC stated it had demanded payment more than 30 days before filing the suit.
The defendants initially asserted several defenses, including the statute of limitations, payment, and setoff or recoupment. However, after multiple unsuccessful attempts to serve the defendants at their residence, the court granted a motion for substituted service in January 2019. The defendants' attorney later withdrew from the case due to an inability to communicate with them. The defendants subsequently failed to file a written answer to the complaint.
In July 2019, following a bench trial, the court entered a default judgment in favor of Troy Capital LLC. The judgment awarded the plaintiff $12,849.89 for the principal balance due, $423.41 for court costs, and $1,200.00 in attorney's fees, plus post-judgment interest. The court issued the default judgment because the defendants did not file an answer after being properly served with the lawsuit. The total award was $14,473.
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